NovReference: terms, checklists and answers
Short reference material: a glossary of terms (strata title, freehold, GRR, SPA and more), answers to common questions and practical checklists for buying and vetting a property. These pages complement the long guides and help you quickly clarify a single term or step.
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No results for "{query}". Try a different phrase.Selling a mortgaged apartment
How to obtain a payoff letter, direct part of the price to the lender and discharge a registered hypothec before transfer.
Selling off-planSelling an off-plan apartment before title
How an SPA assignment works before completion, why developer consent is critical and which obligations pass to the buyer.
New or established condoNew project or five-year condo
Which is safer: a modern development’s upside, or a building where rent, costs, defects and resale are already visible.
Selling to a local buyerSelling to a local buyer using a mortgage
What the bank checks, why its valuation may be below the seller’s price and how to structure a sale when a Cambodian buyer uses a housing loan.
Moving money outTransferring rental or sale proceeds out
How to build a clear banking and tax trail, which documents support the transaction and why receiving money is easier than proving its origin.