NovAsia

Ownership, taxes and the deal mechanics

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Payments

Opening a bank account in Cambodia

What Cambodian banks ask a foreigner for, when a local address is needed, why an application can be refused, and how to prepare an account for large transfers.

Construction checks

Accepting an apartment at handover

What to check at handover in Cambodia: building documents, services, defects, the handover record, the warranty, and the re-inspection before you sign.

Taxes & costs

Taxes in Cambodia for foreigners

Tax residence, salary, remote and rental income for foreigners — how it is assessed and what to check. Not a substitute for tax advice.

Ownership for foreigners

Buying a resale condo in Cambodia

A step-by-step guide for foreigners: strata title, foreign quota, seller checks, debts, tax, payment and registration.

Construction checks

How to verify a property construction update

A developer's photo or readiness percentage is a source, not proof of a milestone. Record provenance, reconcile with the SPA, keep a version log and resolve conflicts.

Vetting a developer

How to vet a developer in Cambodia

Which documents to request, how to check licences, permits and the track record, and how to do it remotely.

SPA contract

SPA contract in Cambodia: what to check

What the sale and purchase agreement fixes, which clauses to check, and where the risks usually hide.

Payments

How to pay for an apartment in Cambodia

What currency the deal is in, how payments to the developer work, and how to transfer money safely.

Owner costs

Apartment upkeep in Phnom Penh: the costs

What the owner’s recurring costs consist of: service charge, tax, utilities and rental management.

Strata title

Strata title in Cambodia: what it is and why it matters

How it differs from freehold and leasehold, what exactly is registered to a foreigner, and how to check a property before buying.

Ownership for foreigners

Can a foreigner buy property in Cambodia: what the law says

Can a foreigner buy an apartment in Cambodia: what the law allows, what strata-title and freehold are, which documents are issued, and the restrictions on land.

Taxes & costs

Taxes and costs when buying property in Cambodia: the full list

The 4% stamp duty and current reliefs, the 0.1% annual tax, rental tax, and the deferred capital gains tax.