NovAsia

Budget, down payment and instalments

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Installment stress test

Stress-test a developer installment plan

How to check the schedule: booking fee, down payment, monthly and handover balloon payments, currency risk and default.

Price-list comparison

How to compare two property price-list versions

A higher average does not prove prices rose. Preserve versions, normalise unit fields, separate price types and know when a trend chart is allowed.

Living: budget

Cost of living in Phnom Penh for one person in 2026

A one-person budget: rent, utilities, food, transport, insurance and first-month costs.

Living: budget

Cost of living in Phnom Penh for a family in 2026

A family budget with one child: housing, school fees, food, transport, insurance and healthcare.

Owner costs

Apartment upkeep in Phnom Penh: the costs

What the owner’s recurring costs consist of: service charge, tax, utilities and rental management.

Budget $30-100k

Where to invest $30,000-100,000: why expensive markets do not suit everyone

What is realistically available with a mid budget and where a real entry into a dollar asset still exists.

Developer installments

Developer plan or mortgage abroad: how to choose

How a developer instalment plan works, how it differs from a mortgage, and what to check before you pay.

Property from $45,000

Property abroad from $45,000: what the buyer actually gets

What is included in the price - size, district, finishing, furniture, management and yield. An honest look at a low entry.

Under $50,000

A $50,000 budget abroad: expectations and mistakes

What $50,000 really buys overseas, the trade-offs, and where buyers lose money.