Pattaya Total Condo Purchase Cost
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Quick — 10-second read
The conclusion and the next practical check.
- Takeaway
- A Pattaya purchase budget starts with the exact unit price but does not end there. Add only costs that genuinely fall on the buyer: the buyer’s share of registration charges, building or project fees, missing fit-out and other deal-specific expenses. Refundable cash and a personal contingency are better kept separate.
- What to do
- Before a large non-refundable payment, obtain the draft contract, transfer-cost calculation, official appraisal, current building charges and included-items list. That makes the cash needed at each stage visible without replacing unknowns with a generic percentage.
In Pattaya, the listing price is not the full purchase budget
A current Avenue Boutique offer asks THB 3,934,000 for a 34.65 sq m condo. The project separately states a THB 600/sq m sinking fund and a THB 50/sq m/month common fee. The sinking fund for this unit is THB 20,790, so the known minimum of “price + sinking fund” is THB 3,954,790. That is still not the full purchase budget because the official appraisal, the buyer’s exact share of the transfer fee and the common-fee prepayment period are not published.
The cash is clearer when the condo price is kept apart from irreversible extra costs, refundable or creditable payments, and the buyer’s own contingency. A reservation payment, for example, may be required early but should not be added twice if it is later credited toward the purchase price.
This page is limited to registered condominium purchases in Pattaya. Villas, land, houses and land leasehold have a different legal and cash structure. The worked comparison uses a new-build Avenue Boutique offer and a Supalai Mare resale for a foreign buyer. Both figures are asking prices, not evidence of completed transaction prices.
The legal rules and temporary relief measures are stated as of 27 September 2026. If transfer takes place later, the closing budget needs to be recalculated against the rules and documents in force on the actual registration date.
Registration costs: which fee uses which base
For a condominium transfer, the Department of Lands states the ordinary registration fee at 2% of the official appraised value used for registration. The asking price is therefore not a substitute for the fee base. Until the Land Office appraisal for the exact unit is known, the transfer-fee line should remain a formula and should not be calculated from the listing price.
A temporary reduction runs through 30 June 2027 for qualifying residential transfers, bringing the transfer fee from 2% to 0.01%. The government notice limits that measure to a buyer who is a Thai natural person and applies the measure’s stated value and lending thresholds. Neither foreign-ownership example on this page uses the 0.01% rate as its base case.
Seller-side taxes follow separate rules. Where Specific Business Tax applies, the Revenue Department uses the higher relevant sale-price or appraised-value base; the 3% tax is accompanied by local tax equal to 10% of the SBT, producing an effective 3.3% charge. Stamp duty is 1 THB per 200 THB, effectively 0.5%, where the seller is not liable for SBT. The Revenue Department expressly treats stamp duty and SBT as alternatives in this situation, so they should not be stacked automatically.
Withholding tax also changes with seller status. For a corporate or partnership seller, the buyer withholds 1% of the higher of the sale price and official appraised value at transfer. That mechanism normally reduces the amount paid through to the seller; it is not automatically an extra 1% on top of the agreed price. An individual seller is calculated differently, including by reference to appraised value and years of ownership, so a corporate example cannot be reused.
The buyer’s worksheet should distinguish statutory tax mechanics from the contract’s economic allocation. A seller-side charge affects the buyer’s cash requirement only when the deal documents make the buyer bear or reimburse it. Without that clause, adding every Land Office tax to the buyer’s budget overstates the cash needed.
What makes up the total purchase budget
Use the same worksheet for new-build and resale deals. A number belongs in the total only after its calculation base and the buyer’s obligation are evidenced.
| Item | Calculation basis | Evidence |
|---|---|---|
| Condo price | Exact unit asking price | Price sheet, listing and contract |
| Buyer share of transfer fee | Applicable rate × official appraisal × buyer share | DOL basis and transfer-cost sheet |
| Seller-tax reimbursement | Only if the contract shifts it | Contract plus applicable tax rule |
| Common-area fee | Rate/sq.m. × area × prepaid period | Current project or juristic-person notice |
| Sinking fund | Only if charged to this buyer | Project or juristic-person terms |
| Project, meter and admin fees | Documented amounts only | Project or juristic-person tariff |
| Fit-out gap | Needed items minus included items | Included-items list and quote |
| Legal and banking costs | Quoted fee for the chosen route | Lawyer quote or bank tariff |
| Buyer contingency | Buyer assumption, separate from required costs | Not a statutory charge |
Contract, building and fit-out costs beyond registration
Avenue Boutique already discloses two project-level charges. At 34.65 sq.m., the stated 50 THB/sq.m. monthly common fee equals 1,732.50 THB per month, while the 600 THB/sq.m. sinking fund comes to 20,790 THB. The project page does not state how many months of common fees must be prepaid, so the monthly rate cannot yet be turned into a reliable transfer-day amount.
The developer describes the standard unit as fully fitted with a built-in kitchen, wardrobes, sanitary fittings, water heater, hob and extractor, microwave and wall-mounted air-conditioning. That gives the buyer a meaningful included-items baseline, but it does not establish the cost of any loose furniture or appliances the buyer may still want. A fit-out figure belongs in the budget only after comparing the included schedule with an actual quote.
The Supalai Mare resale listing takes the opposite approach: current common fees, sinking fund and project rules are explicitly left for confirmation with the condominium juristic office. An old project-level sinking-fund figure should therefore not be charged to the resale buyer without a current document. Department of Lands guidance also confirms that a condominium transfer requires the unit to be clear of common-expense debt and supported by the latest debt-free certificate from the condominium juristic person.
Meter deposits, administrative charges, legal due-diligence fees and banking costs may still be relevant to either transaction. The public documents for these two units do not state sufficiently specific current tariffs, so those lines remain open; market averages would create false precision.
When the cash is actually needed
Reservation
Avenue Boutique states a 200,000 THB reservation fee. The public terms do not say whether it is credited into the later 30% contract payment, so it should not be added on top of 100% of the price without the booking form; the Supalai Mare listing does not publish a reservation amount.
Contract and first major payment
Avenue Boutique calls for 30% within 30 days of reservation, equal to 1,180,200 THB at the 3,934,000 THB asking price. The contract needs to show whether the reservation is deducted from that amount; the resale listing gives no pre-transfer payment schedule.
Interim instalments
The new-build schedule places the next 50% into five instalments every six months, or 393,400 THB each if the quoted price remains the contractual price. No comparable instalment schedule is published for the completed resale unit.
Transfer day
Avenue Boutique schedules 20% of the price for transfer, or 786,800 THB, plus whatever registration amounts the contract assigns to the buyer; the public documents do not state the official appraisal or that allocation. Supalai Mare advertises a 50/50 transfer-fee split, so under the ordinary 2% fee the buyer’s share would equal 1% of the official appraised value, but that base is not published. Seller-side taxes belong here only if the contract shifts their economic burden to the buyer.
Handover and first building charges
For Avenue Boutique, the known project charges include a THB 20,790 sinking fund and a THB 1,732.50 monthly common-fee rate; the number of months due in advance is still unknown. For Supalai Mare, current building charges and any arrears need confirmation before transfer, and an existing tenancy must be reconciled if it is still running.
How to compare two offers on total cash required
Two offers become comparable only when the same cash logic is used for both: unit price, buyer-paid mandatory extras, refundable or creditable money, and a separate contingency for unresolved items. The number of open questions matters as much as the subtotal. A figure with six missing inputs is less dependable than one supported almost entirely by documents.
At Avenue Boutique, a 34.65 sq m third-floor unit offered for foreign ownership is priced at THB 3,934,000. The sinking fund is THB 600/sq m, or THB 20,790, taking the already known “price + fund” amount to THB 3,954,790. The common fee is known at THB 1,732.50 a month, but the advance period is not. The official appraisal, buyer’s exact registration-fee share, and several possible banking, administrative and fit-out costs also remain open.
The payment schedule tells you when liquidity is needed without increasing the unit price by itself: 30% is THB 1,180,200, followed by five 10% instalments of THB 393,400 and 20% at transfer, or THB 786,800. A THB 200,000 reservation payment is stated separately. Until the terms say whether that booking amount is credited toward the later 30%, it should not simply be added on top of 100% of the price.
Supalai Mare concentrates much more of the cash requirement around transfer, and several costs depend on the seller and the agreement. The 45 sq m, 30th-floor foreign-quota condo is asking THB 2,850,000. Its listing states a 50/50 transfer-fee split, so under the ordinary 2% fee the buyer’s share would equal 1% of the official appraised value, but that appraisal is not published. Current building charges, possible juristic-person fees, the seller’s tax position, legal and banking costs, and the final inventory also remain open. The condo is sold with a tenant through October 2026, so an earlier transfer would require the existing lease and tenant deposit to be reconciled. The 50/50 fee split is a term of this offer, not a market-wide rule.
This distinction separates “higher purchase price” from “more cash needed at a particular date.” A buyer needs to understand both the irreversible total cost and the timing of cash before ownership transfer.
Documents needed to finish the budget
Unit and ownership
- Exact unit number, area, floor and agreed price
- Seller identity and ownership / Foreign Quota evidence
- Official appraised value used for registration
Government charges
- Transfer-fee calculation using the DOL basis
- Seller status and SBT or stamp-duty applicability
- Withholding-tax calculation for that seller type
Contract
- Who bears the transfer fee and any seller-side tax reimbursements
- Payment schedule and treatment of the reservation amount
- Refund terms for reservation and other deposits
- Schedule of items included in the price
Condominium juristic person / project
- Current common-fee rate and prepaid period
- Basis for any sinking-fund charge to this buyer
- Current debt-free certificate for a resale unit
- Mandatory admin, meter and utility deposits or fees
Fit-out and money movement
- Actual furniture/appliance inventory and quote for missing items
- Legal due-diligence quote if included in the budget
- Tariff for the chosen bank or transfer route
- For a tenanted unit, the lease and tenant-deposit amount
Questions about the full Pattaya condo purchase budget
Should a foreign buyer currently budget the transfer fee at 0.01%?
Not for the foreign-buyer base case used here. The measure in force on 27 September 2026 limits the 0.01% transfer fee to qualifying Thai natural-person buyers and runs through 30 June 2027. A foreign buyer should therefore work from the ordinary rule unless the Land Office identifies a separate provision that applies to the exact transfer. The rate should be rechecked on the registration date.
Should all seller-side taxes be included in the buyer’s budget?
Seller-side taxes do not all become extra buyer cash. SBT, stamp duty and withholding tax have their own applicability and payment mechanics, while the contract can separately allocate the economic burden. With a corporate seller, the buyer withholds the statutory 1% from the payment made to the seller; that does not by itself add another 1% above the purchase price. A buyer-cost line is justified when the contract actually requires the buyer to bear or reimburse it.
Does a resale buyer have to pay the sinking fund again?
A resale purchase does not by itself create a second sinking-fund charge. The current juristic-person statement or the transaction documents need to show that this buyer is actually being assessed a new contribution at transfer. Reusing the project’s historic launch rate would turn a possible charge into a fictitious one. Common-expense debt is a separate issue and should be covered by the current debt-free certificate.
What if the seller will not provide the appraised value or exact transfer-cost allocation?
That budget is not final yet. The transfer fee can only be shown as a formula while the missing input is identified: official appraised value, contractual split, or both. The asking price should not be substituted for the appraisal because they are different bases. Those inputs are best obtained before a large non-refundable payment.
Expert view

A percentage added to every Pattaya listing hides the part of the deal that actually varies. I prefer a line-by-line cash sheet tied to the specific contract, with unresolved amounts left open until the supporting document arrives. A different allocation of transfer costs can move the transfer-day cash requirement more than a modest gap between two asking prices. That makes the comparison useful before the buyer commits a large non-refundable sum.
Mark ErometskiyNovAsia Thailand expert
Expert profile →Sources and check dates
Show sources and methodology5 checked sources+
- Official Thai market source
Official Department of Lands guidance on fees, taxes and duties connected with property registration. It supports the general registration mechanics; the exact amount for a unit still depends on the official appraisal and the transaction terms.
Original title: ค่าธรรมเนียม ภาษี และอากร - Official Thai market source
The government notice confirms the 0.01% relief through 30 June 2027, the THB 7 million thresholds and the requirement that the buyer be a Thai natural person. The relief is therefore not used as the base case for a foreign buyer.
Original title: "พลพีร์" ลงนามประกาศขยายมาตรการลดค่าธรรมเนียมการโอน สำหรับบ้านและคอนโดทั้งมือหนึ่งและมือสอง ที่มีราคาซื้อขายและวงเงินกู้ไม่เกิน 7 ล้านบาท เฉพาะบุคคลธรรมดาสัญชาติไทย จาก 2% เหลือ 0.01% และค่าจดจำนองจาก 1% เหลือ 0.01% ไปอีก 1 ปี ถึงวันที่ 30 มิถุนายน 2570 - Official Thai market source
Revenue Department guidance on Specific Business Tax for real-estate sales. It supports the tax mechanics; whether SBT applies depends on the seller and the particular transaction.
Original title: การคำนวณภาษีธุรกิจเฉพาะจากการขายอสังหาริมทรัพย์ - Official Thai market source
Revenue Department guidance on stamp duty. It supports the rate and the distinction between stamp duty and Specific Business Tax; it does not by itself make the charge a buyer cost.
Original title: การคำนวณอากรแสตมป์ - Official Thai market source
Revenue Department guidance on withholding tax when a corporate seller disposes of real estate. It supports the 1% corporate rule and calculation base; an individual seller follows a different calculation.
Original title: ภาษีเงินได้นิติบุคคลหัก ณ ที่จ่าย จากการขายอสังหาริมทรัพย์
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